Ask the Experts

In each issue VIRTUOSO LIFE's editorial advisory board, a dozen of the most celebrated travel
advisors in the industry, gives tips on how to get the most from your vacation.

Have a question for our panel? Send it to VLeditors@virtuosolife.com.
If it’s published, you’ll receive the answer, as well as a $500 Prepaid MasterCard® gift card issued by KeyBank National Association or MetaBank.

NO PURCHASE NECESSARY TO ENTER OR CLAIM PRIZE. You may submit more than one question. Submissions will only be accepted at the e-mail address provided herein, and Virtuoso, Ltd. (Virtuoso) is not responsible for misdirected e-mail. You must be 21 or over to receive prize. Employees and agents of Virtuoso® and/or MasterCard International Incorporated and their respective affiliates and subsidiaries (collectively referred to as Associated Persons), members of Associated Persons’ immediate families, and individuals living in the same household with an Associated Person are not eligible to receive prize. If your submission is chosen for publication in Virtuoso Life magazine, prior to receiving prize, you will be required to: (i) provide proof of age, and (ii) sign and return to Virtuoso an Affidavit of Eligibility/Release of Liability. Regardless of your eligibility or redemption of prize, entries become the property of Virtuoso upon submission and may be used or published by Virtuoso in any manner set forth in these rules. Submissions may be edited and cannot be acknowledged or returned. Due to various factors, submissions may not be published for six months or more. If your entry is selected for publication in Virtuoso Life magazine (subject to eligibility), you will be notified by e-mail at the address from which the chosen question was e-mailed to VLeditors@virtuosolife.com. Prize must be redeemed within 90 days of notification. By submitting a question to Virtuoso Life, you acknowledge and agree that Virtuoso and Virtuoso Life have the unlimited right to publish your question or any portion or edited version thereof (along with your first and last name and city and state of residence) in connection with Virtuoso publications and other marketing, in any medium and for all purposes, without any further notice, consent or compensation to you; you are eligible to receive the one-time $500.00 Prepaid MasterCard gift card only if your submission is chosen for publication in Virtuoso Life magazine. Please recognize that some readers’ questions may contain duplicate topics or themes, and Virtuoso reserves the right, in its discretion, to choose the submission that is best suited for publishing in connection with Virtuoso Life or other marketing. All decisions of Virtuoso are final. Void where prohibited or otherwise restricted by law. By submitting an entry, you agree to release Virtuoso, MasterCard International Incorporated, and all of their respective affiliates and subsidiaries from any and all claims, liabilities, damages or losses arising from submitting an entry, Virtuoso’s use or publication of the entry, or the acceptance or use of any prize. Virtuoso is not obligated to choose a reader submission for publication, and Virtuoso may discontinue this offer or modify these rules at any time, without notice. MasterCard gift cards are issued by KeyBank National Association and MetaBank pursuant to a license by MasterCard International Incorporated. Sponsored by Virtuoso, Ltd., 505 Main Street, Suite 500, Fort Worth, Texas 76102. MASTERCARD is a registered trademark of MasterCard International Incorporated. VIRTUOSO and VIRTUOSO LIFE are registered trademarks of Virtuoso, Ltd. All rights reserved.